TervanX – Build the Future of Finance

Modular Infrastructure for the New Finance Stack

Crypto & Fiat Wallets

Seamless wallet infrastructure for storing and managing digital & traditional currencies.

Asset Exchange

Built-in engine for converting crypto to fiat and vice versa with ease.

Payment APIs

Accept, send, and reconcile fiat and crypto payments globally.

Invoices & Billing

Issue professional invoices, track billing, and automate receivables.

Multi-Currency Support

Transact in Naira, USD, EUR, USDT, BTC and more — natively.

Lending Infrastructure

Enable digital lending with credit scoring, disbursement & repayment logic built-in.

Insurance-as-a-Service

Embed microinsurance into any financial workflow with a few lines of code.

Gift Card Engine

Issue, sell, and redeem gift cards directly from your platform.

Bill Payments

Enable airtime, data, TV, utility, and other bill payments in-app.

Build, launch, and scale your fintech product faster with the TervanX infrastructure stack.

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Built for Scale. Designed for Speed.

Everything you need to launch and scale your fintech product — in one powerful infrastructure layer.

150

API Endpoints

99.99

Uptime SLA

Modules (Wallets, Lending, Payments...)

1000

Dev Hours Saved

Infrastructure Built for Every Financial Use Case

Whether you're building for consumers, businesses, or governments — TervanX gives you the APIs, rails, and infrastructure to launch faster.

Digital Banks

Crypto Wallets & Exchanges

Lending Platforms

Microfinance Institutions

Payment Gateways

Remittance Services

Insurance Platforms

BNPL Providers

POS & Agent Networks

Retail Super Apps

Ride-hailing & Gig Platforms

ERP & Accounting Platforms

Invoicing & Billing Software

Payroll Systems

Supply Chain & Procurement

E-commerce Platforms

Gaming & Virtual Currencies

Marketplaces

Loyalty & Reward Programs

Gift Card Platforms

Healthcare Financing

Educational Loans

PropTech & Rent Financing

Agritech Finance

Digital ID & KYC Systems

Regulatory Reporting Tools

Gov Payment Disbursement

Fintech Startups

Neobanks

Cross-border Platforms

Developer Tooling

View API Documentation

Why Developers & Fintechs Trust TervanX

Our infrastructure is built for speed, compliance, scalability, and reliability—so you don’t have to reinvent the wheel.

Platform Uptime

99.9

Average Transaction Speed

1.2

sec

Integration Time Saved

24/7 Developer Support Satisfaction

Why Trust TervanX for Financial Infrastructure?

Built for African Scale & Regulation

Developer-First APIs

Military-Grade Security & Encryption

24/7 Support by Real Engineers

Cross-Border Fiat + Crypto Capabilities

Battle-Tested Infrastructure

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Our Story & Vision

See What Builders & Banks Are Saying

From Lagos to Nairobi, Abuja to Accra — banks, fintechs, and developers trust TervanX to power mission-critical infrastructure.

Developer Experience

I integrated TervanX’s disbursement API into our wallet system within a few hours. Their docs are clean and their sandbox environment is very developer-friendly.

Babatunde A.

Lead Developer, FlexPay

KYC Automation

We used their KYC API to automate onboarding for thousands of users weekly. The response times are blazing fast!

Chinaza E.

Co-founder, SwiftCollect

Reliability

Since switching to TervanX, our downtime has gone to zero. Transactions are reliable — day or night.

Ngozi I.

CTO, Digibank Naija

Cross-Border Capabilities

TervanX makes sending and receiving payments across Nigeria, Kenya, and Ghana seamless. One integration, multiple rails.

Samuel O.

Payments Engineer, Africash

Infrastructure Support

I run a microfinance platform and TervanX handles all our wallet ledgering and disbursement logic. It’s infrastructure-grade for real.

Adesua K.

Founder, ZuaLoans

Cost Saving

Before TervanX, we spent 3x more on API infrastructure. Now, we pay less and get more — performance, uptime, and speed.

Ibrahim S.

Tech Lead, AlphaWallet

Fast Rollout

We launched in 10 days thanks to TervanX’s plug-and-play APIs. Card issuing, KYC, wallet — all handled seamlessly.

Peace U.

PM, Finwise NG

Compliance

We were worried about audit trails and compliance, but TervanX handled it all. From KYC to transaction logs — it’s solid.

Kelechi D.

Compliance Officer, GreenBank

Simple Pricing. Scalable for Startups & Institutions

Start free. Upgrade when you're ready to scale. TervanX powers fintechs, banks, and lenders across Africa.

Starter

₦0

Perfect for testing, prototyping, and early-stage launch.

API Access (Sandbox)
100 free API calls/month
Basic Wallet & Disbursement
No SLA / Uptime Guarantee

Growth

₦39,000/month

Best for growing fintechs and mid-sized teams.

Unlimited API calls
Dedicated Wallets & Ledgers
KYC & Compliance Suite
Email & Slack Support

Enterprise

Custom

Built for banks, MFIs, and enterprise-grade solutions.

Volume-based pricing
99.99% SLA
On-prem or Cloud Hosted
Custom Dev & API Extensions

Talk to Sales

Built for Nigeria & Africa

Start Building with TervanX Today

Join developers and fintechs from Lagos, Nairobi, Accra, and across Africa. Let’s shape the future of finance together.

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Need help or custom integrations? Get in touch

15+

African countries supported

Built for Chinedu, Abiola, Kwame & You

Frequently Asked Questions

Answers to common queries about TervanX.

Get in Touch

What services does TervanX offer?

Wallet APIs (multi-currency support)
KYC/KYB & compliance stack
Payment APIs (collections & payouts)
Lending APIs (underwriting, disbursement, repayment)
Crypto infrastructure (USDT, ETH, TRON, wallet + transaction management)
Virtual card issuance
AI-powered fraud detection & scoring

The Infrastructure Layer for African Finance

Launch, scale, and run your fintech or neobank with TervanX – modular APIs and infrastructure tools built for the future of money.